Long-Term Disability Claims

Effective Long-Term Disability Claims

If you have become disabled and your insurance provider has denied your claim, then you need an experienced attorney. Scott Shaffman of Scott E Shaffman Attorney at Law has over 35 years of experience in successfully representing clients on claims against insurance companies.

Get a Free Consultation With Us

If you feel you have been unfairly denied disability, start by calling us with your FREE consultation. You will never pay a cent unless you win your case!

Handling Disability Cases

  • Group and individual insurance
  • ERISA claims
  • Government employee plans
  • Insurance
Disable person

Learn More About Your Insurance Claim Options

When you work with us, you will get assistance with insurance claims of all types, as well as motorcycle and bike accidents. Learn more about our contingency fee policy.

Our Attorney, Scott Shaffman, Handles Most Long-Term Disability Claims

Group Disability Insurance
Most people get their long-term disability coverage through a group plan sponsored by their employers and most of these plans are governed by federal law under the ERISA (Employees Retirement Income Security Act). Consumer rights are very limited under the ERISA and few attorneys handle such claims, as they require specialized knowledge and experience. Our attorney, Scott Shaffman has the experience you need to help get your insurance company to pay. Under ERISA, if you win in court the judge can order your insurer to pay your attorney's fees and interest on the money you are owed.

Privately-Purchased Disability Insurance
If you bought an individual long-term disability policy and your insurance company unreasonably refuses to pay your claim, we call that "bad faith." Consumers have more rights under individual plans than under group plans. If your insurer acts in bad faith in denying your claim, you may be able to recover not only the monthly benefits you are owed but also attorney fees and additional money to compensate you for your emotional stress coping with a claim denial at a time when you really needed it. Scott Shaffman has decades of experience making insurance companies pay.

Government Employee Plans (Insurance)
If you work for a state or local government agency, your employer's group long-term disability insurance plan is not governed by the ERISA and you have much better rights than employees of private employers. If your government employer sponsored a group insurance policy and your claim is wrongly denied, you can get the benefits you are owed plus the attorney's fees and compensation for your stress caused by denial.
Call us
for FREE consultations
You don't pay 
Unless you win
Monterey - Salinas
Santa Cruz
San Jose

There's nothing worse than feeling helpless about your claims denial. There is help for you!

NO FEE unless you win.
If you don't collect;
We don't collect.
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